Welcome to EaseMyDue.com (“Website”, “Platform”, “we”, “our”, “us”).
By accessing or using this website and our services, you agree to comply with and be bound by the following Terms & Conditions.
If you do not agree, please do not use our website or submit your information.
1. Nature of Services
EaseMyDue is a loan facilitation and financial assistance platform.
We:
- Connect users with Banks, NBFCs and RBI-regulated financial institutions
- Assist in loan applications, balance transfers and overdraft facilities
- Provide information and guidance regarding financial products
We do not lend money directly and are not a bank or NBFC unless explicitly stated.
Final approval, interest rate, tenure, charges and disbursal are at the sole discretion of the respective lender.
2. Eligibility
You must:
- Be at least 18 years old
- Be legally capable of entering a contract
- Provide accurate and complete information
We reserve the right to refuse service if the provided information appears false or misleading.
3. User Consent & Communication
By submitting your details, you authorize EaseMyDue and its partner lenders to:
- Contact you via Call / SMS / WhatsApp / Email
- Share loan offers and financial services
- Verify your credit profile
You agree that this consent overrides DND registration under TRAI regulations for service-related communication.
4. Information Accuracy
You confirm that all information provided by you:
- Is true and correct
- Belongs to you
- Is submitted voluntarily
Providing false information may lead to rejection and legal action.
5. Credit Report Authorization
By applying through EaseMyDue, you authorize us and our lending partners to:
- Access your credit report (CIBIL/Experian/Equifax/CRIF)
- Evaluate your eligibility
- Share application data with partnered lenders
This is treated as a “consumer-initiated inquiry”.
6. Fees & Charges
EaseMyDue may earn a commission from lenders upon successful loan disbursal.
We do not charge customers directly.
Any processing fees, foreclosure charges, interest or penalties are decided solely by the lender — not by EaseMyDue.
7. No Guarantee of Approval
Submission of an application does not guarantee loan approval.
Approval depends on:
- Credit profile
- Income & repayment capacity
- Lender policies
- RBI guidelines
EaseMyDue shall not be liable for rejection of any application.
8. Third-Party Services
The website may contain links or redirections to third-party lenders and partners.
EaseMyDue is not responsible for:
- Their decisions
- Their policies
- Their charges
- Their actions after application transfer
You agree to review lender terms separately before accepting any offer.
9. Limitation of Liability
EaseMyDue shall not be liable for:
- Loan rejection
- Interest rate differences
- Processing delays by lenders
- Credit score changes
- Financial losses due to borrowing decisions
All financial decisions are taken voluntarily by the user.
10. User Responsibilities
You agree not to:
- Misuse the platform
- Submit someone else’s data without consent
- Attempt fraud or impersonation
- Use the website for illegal activities
Violation may result in legal action and blocking of access.
11. Intellectual Property
All content on this website including:
- Text
- Graphics
- Logo
- Calculators
- Tools
belongs to EaseMyDue and cannot be copied or reproduced without written permission.
12. Privacy
Your use of the website is also governed by our Privacy Policy.
We take reasonable measures to protect your data but internet transmission cannot be guaranteed 100% secure.
13. Modification of Terms
We may update these Terms & Conditions at any time without prior notice.
Continued use of the website implies acceptance of the revised terms.
14. Governing Law & Jurisdiction
These Terms shall be governed by the laws of India.
Any disputes shall be subject to the jurisdiction of courts in Kolkata.
15. Contact Information
For any queries regarding these Terms, contact:
EaseMyDue Support Team
Email: support@easemydue.com
Phone: 9477484501.